- University of Cincinnati College of Law, J.D., 1986, Order of the Coif
- Bowling Green State University, B.S., 1981, magna cum laude
Bar & Court Admissions
- U.S. Court of Appeals for the Sixth Circuit
Cindy is of counsel in the Vorys Cincinnati office and a member of the corporate practice group. She counsels clients, primarily financial institutions and their holding companies and insurance agency subsidiaries – both publicly traded and privately held – and investment banking firms in securities law compliance, corporate governance matters, mergers and acquisitions, public and private offerings of securities and bank regulatory law.
Career highlights include:
Representing financial institutions, including bank mergers with several hundred million dollar purchase prices and private insurance agency acquisitions, on more than 50 mergers and acquisitions
Representing numerous mutual savings associations in their conversions to stock form, including their initial public offerings of stock
Representing financial institution holding companies in public and private secondary offerings
Assisting many financial institutions and their holding companies with securities law compliance, corporate governance matters, bank regulatory compliance and bank regulatory enforcement actions
Cindy is a member of the Ohio State Bar Association.
Cindy has spoken and published articles on changes in Ohio public funds law, issues encountered in mergers and acquisitions, corporate governance matters, the requirements of the Dodd-Frank Act and the Sarbanes-Oxley Act of 2002 and the regulations adopted under those laws and compliance by corporate insiders with securities trading regulations.
Cindy received her J.D. from the University of Cincinnati College of Law where she was a member of the Order of the Coif and her B.S. magna cum laude from Bowling Green State University.
Professional and Community Activities
- Roselawn Community Council, Trustee, 1995-2004; Vice President, 1995-1998; President, 1998-2001; Secretary, 2002-2003
Honors & Awards
- The Best Lawyers in America, Banking and Finance, 2016-2019
- 8/15/2018One hundred and thirteen lawyers from Vorys, Sater, Seymour and Pease LLP were recently selected by their peers for inclusion in The Best Lawyers in America® 2019.
- 7/28/2017Under revisions to the Ohio Depository Act, the Ohio Treasurer of State has developed proposed rules and a new program for the pledging of pooled collateral for public deposits, referred to as the Ohio Pooled Collateral Program.
- Spring 2015As 2015 gets under way, bank compensation committees are tasked with setting the bank’s executive compensation strategy for the year and effectively communicating that compensation structure to shareholders. Compensation committees need to strike a balance between a compensation program that attracts and retains employees and encourages those employees to take appropriate business risks while advancing the bank’s growth strategies and discouraging inappropriate risks.
- Spring 2015Maybe at one time your company was reporting to the Securities and Exchange Commission (SEC) and your company’s stock was listed on The NASDAQ Stock Market (NASDAQ). You were relieved when the Jumpstart Our Business Startups Act allowed you to terminate your SEC registration, even though it meant that your stock could no longer be listed on NASDAQ.
- Spring 2015During the past three years, a significant number of community banks and their holding companies (collectively, banks) throughout the United States elected to “go dark” by taking advantage of a provision in The Jumpstart Our Business Startups Act (JOBS Act). These banks were able to suspend their reporting obligations under Section 12(g) of the Securities Exchange Act of 1934 (Exchange Act) and deregister with the Securities and Exchange Commission (SEC) because they had fewer than 1,200 shareholders of record.
- 3/23/2015Enhanced Opportunities for Community Banks: The Federal Reserve’s Proposal to Raise the Threshold for Qualifying as a “Small” Holding Company from $500 million to $1 billion in Consolidated AssetsIn December 2014, Congress modified portions of Dodd-Frank to provide additional opportunities to reduce the regulatory burden on community banks. In response to this legislation, on January 29, 2015 the Federal Reserve Board (FRB) requested comment on several related proposals (and an interim rule) focused primarily on increasing the number of holding companies eligible for the reduced reporting and other requirements under the “small” holding company exclusion.
- Winter 2014Following an extended dry spell for de novo bank applications, in what could be interpreted as a gesture to “kick-start” de novo conversations, the FDIC issued in November a somewhat “out of the blue” financial institutions letter (FIL-56-2014) containing a series of Q&As relating to procedural issues surrounding applications for deposit insurance.
- 1/21/2013On January 10, 2013, the Consumer Financial Protection Bureau (CFPB) issued a number of mortgage-related rules, including its long-awaited qualified mortgage (QM) rules in an 804-page set of complex guidelines for residential real estate lending mandated by the Dodd-Frank Act. The rules take effect in January 2014.